Pay merchants instantly
Scan and send to Orange Money, Afrimoney or QMoney users in seconds — no cash needed at the market.
MoniPay
Secured Future...
Now live across Sierra Leone
FARM! SELL! BUY! SAVE! LOAN AND Grow with US.
MoniPay connects your wallet to every bank and mobile money network — Orange Money, Afrimoney and QMoney — with instant transfers, OTP-secured payments and offline USSD access.
On any phone, dial *715*950#
16
Districts covered
3
Mobile money networks
13
Partner banks
24/7
USSD access
Move money across every network and bank in Sierra Leone
Orange MoneyAFAfrimoneyQMQMoney
StanChartSLSLCBRCRCBGTGTBankECEcobankUBUBABrand logos are trademarks of their respective owners and shown to indicate supported rails.
Money movement you can see
Real transactions across mobile money and bank rails, settled and confirmed in real time.
Bank ⇄ wallet transfers
Move funds from any Sierra Leone bank into your wallet, or cash out to your bank account whenever you need it.
No smartphone? No problem.
Send money, buy data, check your balance and pay bills from any phone — no internet needed. Just dial the MoniPay short code.
*715*950#
MoniPay Tree Planting Fund
Growing a greener Sierra Leone, together
Every MoniPay member contributes SLE 25.00 a year to plant trees and build climate resilience. Anyone can add a voluntary donation to help us grow.
Total raised so far
SLE 273.00
Est. trees supported
10
From public donations
SLE 49.00
Recent supporters
Daniel Aiah KonoyimaSLE 25.00
Daniel Aiah KonoyimaSLE 12.00
Ibrahim kamaraSLE 12.00
Make a donation
No account needed — pay securely from your phone.
New: MoniPay Market Space
Buy and sell safely, pay with your wallet
Shop verified sellers across produce, machines and electronics. Every purchase is paid securely from your MoniPay wallet — no cash, no risk. Have something to sell? Get verified and reach buyers nationwide.
Mobile money payouts
Send to Orange Money, Afrimoney and QMoney wallets in seconds.
Two-way bank transfers
Move funds between your wallet and 13 Sierra Leone banks.
OTP-secured
Every transaction is confirmed with a one-time code sent to your phone.
Works on any phone
Dial the USSD short code to transact without internet or a smartphone.
Group & community savings
Run VSLAs and cooperatives with transparent shared balances.
Grow your money
Access verified savings goals, loans and investment opportunities.
Ready to move money the modern way?
Join thousands of Sierra Leoneans sending, saving and growing with MoniPay.
Create your free accountHelp & support
Questions? Get answers instantly.
Ask our assistant, browse common questions, or tell us how we're doing — no account needed.
Ask the MoniPay assistant
Answers based on our verified help content.
Never share your PIN or OTP code with anyone — not even support.
Frequently asked questions
Share your feedback
Tell us how we're doing. It helps us improve MoniPay.